Terms of Service

Last Updated: February 11, 2024

Response Timing and Format

• We make every effort to respond to your verifiable User requests within forty-five (45) days of receipt.
• If we need additional time (up to ninety (90) days) to address your request, we will provide a written explanation for the delay and extension.
• You can choose to receive our response by mail or electronically.
• Information disclosures will pertain to the twelve (12) months preceding your verifiable request.
• If we are unable to fulfill a request, the response will include the reasons.
• For data portability requests, we will provide your personal information in a format that allows easy use and transmission to another entity.

• We do not impose a fee for processing or responding to your verifiable User request unless it is excessive, repetitive, or manifestly unfounded.
• If a fee is deemed necessary, we will provide you with a cost estimate and explain the basis for that decision before proceeding.

Non-Discrimination

• We uphold your CCPA rights and will not discriminate against you in any manner for exercising them.
• Your access to goods and services will not be denied based on your choices.
• We will not apply differential pricing, rates, or penalties for goods or services.
• Your exercise of CCPA rights will not result in a different level or quality of goods or services.
• We will not suggest any price, rate, level, or quality changes based on your CCPA rights exercise.

We retain the right to amend this Privacy Notice at any time, at our discretion. If changes are made, we will notify you via email or through a notice on the Site’s homepage.

Detailed Wireless and SMS Policy

• Data obtained from you in connection with this SMS service may include your name, address, cell phone number, your provider’s name, and the date, time, and content of your messages.
• In addition to any fee you are informed about, your provider’s standard messaging rates will apply to our confirmation and all subsequent SMS correspondences.
• All charges are billed by and payable to your mobile service provider. We will not be liable for any delays in the receipt of SMS messages, as delivery is subject to effective transmission from your network operator.
• SMS message services are provided on an AS IS basis.

• We may use personal information to fulfill the services you requested, including providing customized content and advertising.
• We may also use personal information for auditing, research, and analysis to operate and improve our technologies and services.
• We may share aggregated and non-personal information with third parties.
• When using third parties to assist us in processing your personal information, we require them to comply with our Privacy Policy and appropriate confidentiality and security measures.
• We may share information with third parties in limited circumstances, such as when complying with legal process, preventing fraud or imminent harm, and ensuring the security of our network and services.

• You have the option to remove your information from our database.
• If you choose to remove your information, it will no longer be used by us for secondary purposes, nor will it be used to send promotional correspondence to you.
• To remove your information, simply respond with “STOP,” “END,” or “QUIT” to the SMS text message you received.
• If you have any questions, wish to opt-out of any communication (phone, email, SMS, or otherwise), or need more information about this Privacy Policy, please contact us at [email protected] or write to us at 25 First Ave SW STE A Watertown, SD 57201.

Wireless and SMS Policy

• We may utilize personal information to provide the services you requested, including delivering customized content and advertising.
• For our confirmation and subsequent SMS correspondences, your provider’s standard messaging rates will apply, in addition to any relevant fees you were notified of.
• To opt-out and remove your SMS information, simply respond to the SMS text message you received with “STOP,” “END,” or “QUIT.”
• If you decide to remove your SMS information from our database, it will no longer be used for secondary purposes, nor will it be used by us or third parties to send promotional correspondence.

Contact Information

• If you have any questions, comments, or inquiries about this Privacy Notice, our Privacy Policy, the handling of your personal information, your California rights, or wish to exercise your rights under California law, please don’t hesitate to contact us.
• You can reach us via email at: [email protected]
• You can also contact us by sending U.S. mail to: 25 First Ave SW STE A Watertown, SD 57201

Privacy Notice for California Residents

Last Updated: February 11, 2024

• Privacy Notice for California Residents: This Privacy Notice complements Premiere Marketing Services Privacy Policy, available on Https://www.prospms.com (the “Site”). The Site is owned and operated by Premiere Marketing Services (“Company,” “we,” “us,” or “our”). It is exclusively applicable to California residents (“Users”) and adheres to the California Consumer Privacy Act of 2018 (“CCPA”) and other relevant California State privacy laws. All terms defined in the CCPA have the same meaning when used in this Privacy Notice. Users with disabilities can request an alternative format of this notice by contacting us at support [email protected] or through U.S. mail at 25 First Ave SW STE A Watertown, SD 57201.

Request for Deletion

• You have the right to request the deletion of any personal information we collected and retained from you, subject to certain exceptions. Upon receipt and verification of your verifiable User request, we will delete (and instruct our service providers to delete) your personal information from our (their) records, unless an exception applies.
• We may deny your deletion request if retaining the information is necessary for us or our service providers to:
  • Complete the transaction for which we collected the personal information, provide a good or service that you requested, or otherwise fulfill our obligations under our contract with you.
  • Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity, or prosecute those responsible for such activities.
  • Debug products to identify and repair errors that impair existing intended functionality.
  • Exercise free speech rights or ensure the right of another User to exercise their free speech rights.
  • Comply with the California Electronic Communications Privacy Act (Cal. Penal Code § 1546 seq.).
  • Engage in public or peer-reviewed scientific, historical, or statistical research in the public interest, if your deletion may render the research impossible or seriously impair its achievement, provided you previously provided informed consent.
  • Enable solely internal uses that align with User expectations based on your relationship with us.
  • Comply with a legal obligation.
  • Make other internal and lawful uses of that information that are compatible with the context in which you provided it.

Understanding Your Rights and Choices

• As a California resident, the CCPA grants you specific rights concerning your personal information. This section outlines your CCPA rights and provides guidance on how to exercise them.

Handling Personal Information

• Rest assured that we do not share, rent, and/or sell your personal information with/to third parties or affiliate marketers for marketing purposes.

Exercising Access, Data Portability, and Deletion Rights

• To exercise your access, data portability, and/or deletion rights as described above, please submit a verifiable User request to us by:
  • Emailing us at [email protected]; or
  • Sending us U.S. mail to: 25 First Ave SW STE A Watertown, SD 57201
• Only you or a person registered with the California Secretary of State that you authorize to act on your behalf may make a verifiable User request regarding your personal information.
• You may only make a verifiable User request for access or data portability twice within a 12-month period.
• The verifiable User request must:
  • Provide sufficient information that allows us to reasonably verify your identity or the authorized representative’s identity.
  • Describe your request with sufficient detail to allow us to understand, evaluate, and respond to it properly.
• We cannot respond to your request or provide you with personal information if we cannot verify your identity or authority to make the request and confirm that the personal information relates to you.
• Making a verifiable User request does not require you to create an account with us.
• We will only use personal information provided in a verifiable User request to verify the requestor’s identity or authority.

Exclusions from Personal Information

• Not considered as personal information:
  • Information publicly available through government records.
  • De-identified or aggregated User information.
  • Information exempt from the CCPA, including:
    • Health or medical information governed by the Health Insurance Portability and Accountability Act of 1996 (HIPAA) and the California Confidentiality of Medical Information Act (CMIA), or clinical trial data.
    • Personal information protected under specific sector-related privacy laws, such as the Fair Credit Reporting Act (FRCA), the Gramm-Leach-Bliley Act (GLBA), the California Financial Information Privacy Act (FIPA), and the Driver’s Privacy Protection Act of 1994.

Sources of Personal Information

• We collect the aforementioned categories of personal information from various sources, including:
  • Directly from our Users, particularly through online registration forms related to the products and/or services offered on the Site.
  • Indirectly from our Users, which involves information gathered during the provision of products and/or services.
  • Directly and indirectly from Site activity, covering browser types (e.g., Safari, Chrome, Internet Explorer), IP addresses, operating systems (e.g., Windows or iOS), and Internet Service Provider domain names. Furthermore, certain Site usage details and analytics are automatically collected through our collaboration with third-party partners like Google® and Hotjar®.
  • Through interactions on our social media accounts, encompassing User comments and likes on our posts.
  • Directly from Users through online registration forms for participation in promotions or sweepstakes featured on the Site.
  • From third parties interacting with us in connection to the products and/or services offered to our Users. This includes third-party entities assisting in direct and electronic mail, data analysis, and marketing analysis.
  • From publicly available sources, including Internet search engines.

Categories of Information We Collect

• We gather personal information that identifies, relates to, describes, references, or can be associated with a particular User or device (“personal information”). Over the last twelve (12) months, we have collected the following categories of personal information from Users:

Use of Personal Information

• The personal information collected may be used or disclosed for one or more of the following business purposes:
  • To fulfill or meet the reason for providing the information. For example, using personal information to respond to price quote and/or other information requests about mortgage-related products and services on the Site.
  • To provide you with requested information, products, or services.
  • To create, maintain, customize, and secure your account with us.
  • To enable your participation in sweepstakes or promotions featured on the Site.
  • To send you e-mail, direct mail, and telemarketing messages related to specific Company products and/or services, and third-party products and/or services that may interest you.
  • To deliver relevant Site content and advertisements and assess the effectiveness of the advertising served to you.
  • To fulfill our contractual obligations and enforce our rights as outlined in agreements between you and us, including the Site’s Terms and Conditions.
  • To enhance the Site and improve its content presentation to you.
  • For customer service purposes and to respond to your inquiries.
  • For testing, research, analysis, and product development.
  • To protect our rights, property, or safety, and those of our clients or others.
  • To comply with law enforcement requests and adhere to applicable law, court orders, or governmental regulations.
  • As disclosed when collecting your personal information or as described in the CCPA.
  • To assess or conduct a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of our assets, with personal information held by us being among the transferred assets.

We will not collect additional categories of personal information or use the collected personal information for materially different, unrelated, or incompatible purposes without providing you with notice.

Empowering Access and Data Portability

• You possess the right to request that we disclose specific information regarding our collection and use of your personal information in the past twelve (12) months. Upon receipt and validation of your verifiable User request, we will disclose the following:
• The categories of personal information we collected about you.
• The categories of sources from which we collected your personal information.
• Our business or commercial purpose for collecting or selling that personal information.
• The specific pieces of personal information we collected about you (also known as a data portability request).
• If we sold or disclosed your personal information for a business purpose, we will provide two separate lists:
  • sales, identifying the categories of personal information purchased by each category of recipient;
  • disclosures for a business purpose, identifying the categories of personal information obtained by each category of recipient.

Opt-Out Rights

• You have the right to opt-out of the use of your personal information. To exercise this right, please submit a verifiable User request to us through either of the following methods:
• Emailing us at: [email protected]
• Sending us U.S. mail to: 25 First Ave SW STE A Watertown, SD 57201
• We will strive to process all opt-out requests as promptly as possible, within fifteen (15) days from the receipt of your request.

General Privacy Policy:

Last Updated February 11, 2024

Https://www.prospms.com (the “Website,” “we,” “our,” or “us”) is dedicated to safeguarding your privacy and encourages you to review our privacy policy. Your acceptance of this Privacy Notice is implied by your visit to this website.

• What This Privacy Policy Covers:
  • This policy outlines how we handle personal information collected and received by the website, including information about your past use of our products and services. Personal information includes data that can identify you, such as your name, address, email address, IP address, or phone number, which is not publicly available.
  • This policy does not apply to the practices of companies not owned or controlled by us, or to individuals we do not employ or manage.

Confidentiality and Security

• To provide you with products or services or to perform their job responsibilities, we limit access to personal information about you to employees who, in our judgment, have a legitimate need for such access.
• Our physical, electronic, and procedural safeguards are designed to comply with federal regulations and ensure the security of your personal information.

Information Collection and Use General

• Upon registration, the website collects personal information from you.
• During registration, we ask for your name, address, phone number, email address, and zip code. After completing the registration and accessing our services, you are no longer anonymous to us.
• We gather information concerning your transactions with us, including the usage of our offered financial products and services.
• Automatically, the website receives and records information from your browser through our server logs, including your IP address, cookie data, and requested pages.
• We utilize the collected information for the following general purposes: fulfilling your product and service requests, enhancing our services, contacting you, and conducting research.
• We retain the right to send you specific communications related to our services, such as service announcements, administrative messages, special offers, and a website Newsletter.
• We may share personal information about you with regulatory bodies in compliance with the Federal Telephone Consumer Protection Act (TCPA). Nevertheless, we guarantee that your email address and other personally identifying details will never be sold or rented to third-party commercial entities or affiliate marketers. Your personal information may be used to communicate with you about offers from the website. Additionally, you may receive certain communications regarding our services, such as service announcements, administrative messages, special offers, and a Newsletter.

Information Sharing and Disclosure

• Information You Give Us: By providing information on our website or through other means, you enable us to receive and store it. While certain details can be omitted at your discretion, please note that this may restrict your access to many of our features. The information you share is used for purposes such as addressing your requests, personalizing your future shopping experiences, improving our stores, and staying in communication with you.
• Automatic Information: When you interact with us, specific types of information are automatically received and stored. As with numerous other websites, we utilize “cookies,” and certain information is acquired when your Web browser accesses this site.
• Agents: To carry out various functions, we engage other companies and individuals on our behalf. These functions include order fulfillment, package delivery, sending postal mail and email, data analysis, marketing assistance, providing search results and links (including paid listings and links), processing credit card payments, and providing customer service. Although they have access to the personal information necessary for their tasks, they may not utilize it for other purposes.
• Legal Obligations: We respond to subpoenas, court orders, legal processes, and situations to establish, exercise, or defend our legal rights or against legal claims.
• Investigation and Prevention: We believe in the necessity of sharing information to investigate, prevent, or take action against illegal activities, suspected fraud, violations of our terms of use, or as otherwise required by law.
• Business Transfer: In the event of our acquisition or merger with another company, we may transfer information about you. Before this transfer occurs and your information becomes subject to a different privacy policy, we will notify you.

Do Not Track Browser Settings

• Take into consideration that advertisers may gather information about your online browsing behavior to present you with targeted ads, also referred to as “behavioral advertising.” To opt-out of receiving such targeted ads, you have the opportunity to submit opt-out requests to the relevant service providers. However, please be aware that opting out will only prevent targeted ads, and you may still encounter generic (non-targeted) ads from these companies. If you wish to opt-out of behaviorally targeted ads, you can do so at any time by clearing your browser’s cookies.

GDPR and CASL Compliance

• We regret to inform you that we cannot accept registrants who are not U.S. Citizens. The CASL and GDPR regulations provide certain rights to their citizens that differ from those in the United States. As a result, we do not accept registrations from any citizen outside the United States. Our services are specifically tailored for United States citizens. To the best of our knowledge, we have removed all data pertaining to European Union Member and Canadian Citizens. If you are a European Union Member, Canadian, or a citizen of any country outside of the United States, please inform us at [email protected].

Changes to this Privacy Policy

• Policy Updates: This privacy policy may be updated periodically. If there are any substantial changes in how we handle personal information, we will inform you by sending a notice to the primary email you have provided or by displaying a prominent notice on our site.

Cookies

• We may set and access cookies on your computer. This information is used for Web Site and Systems Administration.
• Cookies are alphanumeric identifiers that we transfer to your computer’s hard drive through your Web browser. They enable our systems to recognize your browser and provide features such as storing items in your Shopping Cart between visits.